Tochka Bank
Accept payments, issue fiscal receipts, and query balances via Tochka Bank Open Banking API
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Tochka Bank (Точка Банк) is a leading Russian digital bank for businesses. Its Open Banking API supports card and SBP (Faster Payments System) payments, 54-ФЗ fiscal receipts, payment status lookups, bank statement queries, and webhook notifications.
With the Tochka Bank integration in AACFlow, you can:
- Create payments: Initiate card, SBP, or Tinkoff-hosted payment sessions
- Create invoice receipts: Issue 54-ФЗ compliant fiscal receipts
- Get payment status: Check the current status of a transaction
- List payments: Enumerate all payments in an account
- Get balance: Retrieve current account balance
- Get statement: Download an account statement for a date range
This integration enables end-to-end payment automation and banking operations for Russian business workflows.
Usage Instructions
Integrate Tochka Bank into the workflow. Requires a Tochka Bank API key from your business account. Connect via Settings → Integrations → Tochka in AACFlow.
Tools
tochka_create_payment
Create a payment
Input
| Parameter | Type | Required | Description |
|---|---|---|---|
apiKey | string | Yes | Tochka Bank API key |
amount | number | Yes | Payment amount in kopecks |
currency | string | Yes | Currency code (e.g. RUB) |
description | string | Yes | Payment description |
paymentType | string | No | Payment type (card, sbp, tinkoff) |
Output
| Parameter | Type | Description |
|---|---|---|
paymentId | string | Created payment ID |
url | string | Payment URL |
status | string | Initial payment status |
tochka_create_invoice_receipt
Issue a 54-ФЗ fiscal receipt
Input
| Parameter | Type | Required | Description |
|---|---|---|---|
apiKey | string | Yes | Tochka Bank API key |
amount | number | Yes | Receipt total amount |
items | array | Yes | Array of receipt line items |
email | string | No | Customer email for receipt delivery |
Output
| Parameter | Type | Description |
|---|---|---|
receiptId | string | Fiscal receipt ID |
success | boolean | Whether the receipt was created |
tochka_get_payment_status
Check payment status
Input
| Parameter | Type | Required | Description |
|---|---|---|---|
apiKey | string | Yes | Tochka Bank API key |
paymentId | string | Yes | Payment ID to check |
Output
| Parameter | Type | Description |
|---|---|---|
status | string | Current payment status |
amount | number | Payment amount |
tochka_get_balance
Retrieve account balance
Input
| Parameter | Type | Required | Description |
|---|---|---|---|
apiKey | string | Yes | Tochka Bank API key |
accountId | string | No | Specific account ID (uses default if omitted) |
Output
| Parameter | Type | Description |
|---|---|---|
balance | number | Current account balance |
currency | string | Account currency |
Links
- Official API: https://enter.tochka.com/doc/v2/
- AACFlow block source: apps/aacflow/blocks/blocks/tochka.ts